Business-Minded Legal Solutions

Loan Transactions For Businesses

Our statewide commercial lending practice represents business owners, investors, banks and other lenders in commercial loan transactions, including commercial real estate loans, asset-backed loans, factoring relationships and other lending deals. Our Texas firm has decades of experience negotiating and documenting business loans and financings representing both lenders and commercial borrowers. Structuring and negotiating commercial loans are rarely straightforward. Our attorneys are alert to tangential issues such as subtle tax ramifications and potential environmental risks.

The commercial loan lending attorneys at Stephenson Fournier focus on delivering practical and cost-effective legal services of the highest quality for projects in throughout Texas and around the country. We know how to help you achieve your goals and get your project going.

Finding A Lender

We understand the many factors to consider when choosing a lender or finding debt investors, and we understand the risks involved for lenders and borrowers. You may be considering multiple sources for the financing you need to make your business plan a reality. Whether the loan comes from a bank or another source, we are prepared to help our clients identify and choose appropriate lenders and negotiate secured and unsecured financing for a variety of purposes.

We represent clients in construction loans, permanent and term financings for commercial and industrial projects, business expansion, buyouts, mergers and acquisitions, working capital loans, loan participations, mezzanine debt, subordinated loan financings, business capital loans, assignment and assumption transactions, loan modifications and workouts. The scope of our work can include drafting, review, and negotiation of loan documents, assembly and review of due diligence materials, counseling on the many issues raised in the financing process, resolution of title insurance issues and completion of all tasks necessary for closing.

If your plan is to raise capital through a private debt offering, our attorneys may be able to help you identify potential investment sources, and we can assist with due diligence, facilitate the financing process and counsel you to comply with state and federal regulations.

Commonsense Innovation

At Stephenson Fournier, we have been handling business transactions, including commercial real estate and business loans, for decades. Our attorneys combine a commonsense approach with innovative legal techniques in order to achieve optimal results for our clients. To explore your options for financing your business project, we encourage you to contact our Texas office via email, or call us at 713-629-9494.